How it Works

Simply complete the simple form on and your request is sent on to our extensive network of lenders. Loan amounts range from $100 up to $5,000 (exact amount will vary based on the programs offered by lenders and on your state of residence). You may receive a response from one of our lenders on the same day, often within minutes. If your loan is approved, you may be redirected to the website of a specific lender where you will be able to review the loan’s terms, including all details about applicable rates and fees. If you opt to accept the terms, the lender may deposit the money directly into your nominated bank account as quickly as the next business day. Most lenders require the following data to be confirmed before a request is approved:

To be approved by lenders in our network, you should meet the following criteria:

  • Have been employed at your present job at least 90 days.
  • Hold US citizenship or be a permanent resident, and be over the age of 18.
  • Receive an income of about $1,000/month after tax.
  • Hold a checking account in your name.
  • Provide a valid telephone number for your home and/or work.
  • Provide a valid emailing address.